Whenever I have a phone natter with my bestie Steph, we think up ways to get rich quick. Honestly, we're that sad. We're also that ill will powered that we don't get past saving up a tenner for the weekend's wine! Again, we're that sad.
Last night she told me about the 365 Day Challenge and it's something I'd never even heard about. I'll keep it snappy...
For every day it is of the year you save a penny. Not a penny per day, but the value in pennies for the number day it is out of the 365 in total.
So by the end of the first week of January you'll have saved:1p + 2p + 3p + 4p + 5p + 6p + 7p = 28p.
If you do this, you'll save a staggering £667.95 per year. For the sake of pennies per day. Mind blown!
I'll admit I was sceptical at first - how on earth would I be able to afford £3+ per day for 2 whole months - in the run up to Christmas? Steph made it all very simple though and made me stop and think about all the tiddly bits I would normally buy during these months ready for the festivities. I needn't spend my money during this time , instead saving it, and emptying out my money jar at the beginning of December to do that shopping.
So, this is what I'm going to do for 2016. Along with Steph, I've set a reminder on my phone for 6.30pm each evening so the minute I get home from work, I know to pop the pennies in a jar. Wish me luck!
Is anyone else doing the 365 day challenge?